In House Loan
Looking to finance a dream car that you have been eyeing for the past few months? While there are many great financing options such as commercial vehicle loans and business car loans, here at Swee Seng Credit, we aim to make the vehicle finance process as simple as possible.
As we understand the importance of having financial freedom, our in-house car loan service is specially tailored for your needs. Hence, the interest rates of our in-house commercial or business car loans start from just 2.98% with flexible loan amounts at your discretion. Furthermore, our finance team will be here for you at every step of the way to help you get all the necessary paperwork sorted.
Choose Swee Seng Credit and let us help you get started on your drive today.
Interest Rates & Fees
Get going with Swee Seng Credit In-House Loan.
In House Loans
- Loan Up to 7 Years Subject to your COE Expiry.
- Given parf vehicle COE left with 6 years 11 months. we are able to loan for 6 years 10 months.
- Given a COE renewed vehicle left with 6 years 11 months, we are able to loan up to 6 years 5 months.
Calculate Your Monthly Repayments With Our Loan Calculator Online.
Try It Out Now!
Personal Use
FROM
2.98%
INTEREST RATE
Commerical & Private Hire Use
FROM
3.23
INTEREST RATE
Calculate Your Monthly Repayments With Our Loan Calculator Online.
Try It Out Now!
Why hold back with the car you love?
Features & Benefits
Our In House Loan processes are seamless and hassle-free to help you save time and money with almost immediate approval.
Affordable Fixed Repayment
100% No hidden / additional charges
No Middlemen & No Mark-ups on Interest Rates
Free Assistance & Services
Free Handling of LTA & Bank Transactions
Free Full Settlement & Car Ownership Transfer Assistance
Free Financing Advice & Paperwork Assitance
Fast, Transparent & Hassle-Free Service
Installment Calculator
Use our Instalment Calculator to calculate an estimate of your monthly repayments for your car.
Monthly Repayment
S$687.00
Total Repayment
S$32,976
Loan Amount
S$20000
Interest Rate*
2.98
Admin and Transfer Fee
S$374.50 + S$25
Inclusive of GST
Interest rates are estimated and may differ based on credit evaluation and loan amount from banks and financial institutions.
This Car Loan Calculator can only be used as a guide to help you to get a better sense of your potential monthly repayment commitments. It does not warrant the accuracy, adequacy or completeness of the figures presented. Swee Seng Pte Ltd explicitly disclaims liability for any possible errors or omissions.
Ready to apply for a loan?
Who Can Apply
Eligibility Criteria
- Applicants should be between the age of 21 – 65 years old.
- Applicable to Singaporeans, Singapore PRs and Foreigners
Enjoy this offer in just 2 steps
1 Apply Online
Let us know the following information:
– Loan amount
– Loan tenure
– Vehicle logcard
2 Get A Quote
Alvin will quote and reply with application form.
Disclaimer:
Please check your inbox or spam mail.
Requirements
A few documents are required to enjoy this attractive offer.
For Individual – Local
- Latest 12 months CPF contribution assessment
- Last 2 years Notice of Assessment (NOA)
For Individual- Foreigner
- Billing (prove address)
- Last 2 Years Notice of Assessment (NOA)
- Latest 12 Months CPF Contribution Assessment
- Last 2 Years Notice of Assessment (NOA)
For Company
- Latest 12 Months CPF Contribution Assessment
- Last 2 Years Notice of Assessment (NOA)
Repayment Methods
Access up to 6 different payment methods easily with just your loan number.
Interbank Giro
Preferred
Paynow
Preferred
Internet Banking
ATM
Quick Cheque Deposit
FAQ
Is there any admin fee?
What is the interest rate and the repayment period?
What is the difference between bank car financing & an in-house car loan?
What will my monthly instalment likely be?
How do i apply?
Can we assist to do full settlement?
Can I apply for the loan if I’m not the car owner?
How long will it take for loan approval?